Corporate Loan Origination

Corporate Loan Origination Teaser
VeriLoan provides an end-to-end corporate loan origination process on a single platform and offers a flexible, process-managed approach that supports a fully customized loan origination engine helping to enhance customer experience.

Financial institutions face challenges during corporate loan origination processes that revolve around complex business rules, lack of consolidated financial data and calculated risk ratings. VeriLoan, providing an end-to-end corporate loan origination process on a single platform, enables financial institutions to:

  • Be future ready,
  • Capture data across multiple entities,
  • Optimize work flows,
  • Cover all related information including shareholders, subsidiaries, parent companies,
  • Increase the analysis scope,
  • Ease customer onboarding processes.

The streamlined solution offers a flexible, process-managed approach that supports a fully customized loan origination engine helping to enhance customer experience.

VeriLoan Corporate Loan Origination covers portfolio management, risk assessment, compliance with regulatory norms, and transparent lending process to address the competitive business environment and changing regulatory requirements.

The solution covers Construction Loans, Commercial Real Estate, Asset Financing and Small Business Loan
Corporate Loan Origination Process

Corporate Loan Origination - Key Features

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    Credit Limit Request

    • Initial Funded/Non Funded Limits
    • Limit Increase/Decrease
    • Limit Sub-allocation
    • Disbursement for Limit Utilization
  • Digital Lending Key Features 3

    Credit Application

    • Funded & Non Funded Facilities
    • Collaterals & Appraisal Details
    • Covenants & Deferrals
    • Client’s Documents
  • Digital Lending Key Features 7

    External System Integrations

    • Moody’s Risk Integration
    • Dun & Bradstreet
    • Credit Bureau
    • AML/Internal/Domestic Blacklists
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    Integrated Rule Engine

    • Policy Check & Exceptions
    • Business Rules & Validations
    • Risk Committee Approval Matrix 
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    Risk Analysis

    • SWOT Analysis
    • Risk Opinion & Approval
    • Credit Proposal Template
    • PDF Proposal Generation 
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    Risk Committee

    • Risk Opinion & Proposal Review
    • Exceptions Approval & Waivers
    • Decision Memo Capture & Review
    • Credit Approval
  • Digital Lending Key Features 5

    Documentation

    • Contract, T&C Generation
    • Document Collection
    • Scanning & Upload
    • Integrated Document Management
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    Implementation

    • Integration with Core Banking 
    • Integration with Limit Management System
    • Limit Implementation & Renewal
    • Loan Origination & Disbursal

SME Digital Lending & Commercial Loans

An effective commercial loan origination system can deliver massive benefits. When banks achieve straight-through processing in their loan origination process they will see significant improvements in client experience, speed of decision making and, ultimately, profitability. VeriPark’s Digital Lending & Commercial Loan Origination Solutions enable financial institutions to attract, onboard and retain SME customers while increasing operational efficiency. The clients can easily use the online digital lending portal to apply for a loan where VeriLoan’s instant decisioning capability allows the bank to provide the decisioning outcome as quickly as possible.

Request a live demo

Request a live demo and let us show you how VeriPark helps financial institutions to capture corporate loan request instantly and deliver fast response to clients from any origination channel.

Corporate Loan Origination Solution - Screenshots